Broker Check

Wealth Management Consulting

Only one benchmark matters... yours. No two portfolios are the same. Each client has a personal performance benchmark. Here’s what else you gain from a personalized approach to active management: Objective advice from your dedicated portfolio manager with complete independence to invest in your best interests.

Personalization

We Call What We Do Intelligent Personalization

Tailored

Gain client-specific insights from one-on-one interactions with a dedicated portfolio manager and investment consultant.

Experienced

Work with deeply knowledgeable investment professionals practiced in investment management.

Optimized

Learn how we create a personal performance benchmark optimized for each client.

Requirements

Requirements

You Are A Good Fit To Work With Us If

  • You need a comprehensive analysis of an existing portfolio to identify inefficiencies
  • You are concerned about market volatility and would benefit from a risk analysis
  • You need a personalized portfolio income strategy and are planning for retirement or other cash flow scenarios
  • You are looking for more sophisticated tax management through individual securities rather than mutual funds
  • You want to receive tailored risk mitigation strategies
  • You want direct access to your portfolio manager
  • You are selling a business, establishing a trust, or planning for heirs
  • You prefer quarterly portfolio reviews with your private portfolio manager

Allocating Assets

For every portfolio, we create a personal performance benchmark.

Your portfolio is designed based on extensive efforts to understand and define individual investment goals and risk tolerances. Then we create an investment policy statement that captures your investment goals and objectives as a personal benchmark and reflects the approach the portfolio manager will undertake to manage the portfolio. The benchmark allows us to measure portfolio performance and adjust investment allocations to suit your needs.

We can make tactical shifts in your portfolio’s asset mix in response to market movements or changes in the economic environment—an opportunistic approach that can help improve your returns and help manage risk.

We focus on how earnings, inflation, monetary policy, and global economic factors impact the investments you own. We then use this knowledge to achieve our primary goal of managing macro-level risks, positioning your portfolio at the appropriate level of exposure to specific asset classes.

Tax-Efficient Portfolio Management

Our personalized approach to a tax-efficient asset allocation strategy starts when we tailor your portfolio to reflect your investment objective, risk tolerance, and time horizon while aiming to maximize after-tax returns

To actively manage your tax budget, we:

To actively manage your tax budget, we:

  • Build a custom portfolio to fit your needs and tax circumstances
  • Pursue a strategy of buying fundamentally sound companies and holding them for longer than one year
  • Focus on realizing long-term capital gains in your portfolio
  • Seek to avoid selling investments toward the end of a calendar year, and where possible, strive to reduce the tax consequence by selling underperforming investments
  • Help you effectively manage taxes and monitor after-tax returns by providing regular reporting

Aligning Plans for Growth

Driven by in-depth knowledge of financial products, a commitment to quality service, and robust systems, Houghton Financial Partners has a distinctive ability to create retirement and financial solutions for plan sponsors and participants alike.

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