Retirement Plans

As an employer, you share the responsibility for guiding your employees toward making decisions that will afford them greater financial freedom in retirement. We help organizations design and deliver competitive retirement benefits that put their employees in a position to pursue financial independence in retirement when the time comes.

We understand that you need competent and experienced guidance when it comes to developing your company’s retirement plan. Houghton Financial’s client list, deep bench of resources, and decades of experience working with retirement plans mean that we have the knowledge and experience to help keep our clients’ plans compliant, engage their employees, benchmark their service providers, and assist them with fiduciary oversight. We have access to a wide range of options to help you choose what’s right for your company and your employees, including:

Modern individual retirement planning includes dimensions that had not been considered by earlier generations. Some of these dimensions include a longer life expectancy – for instance, a person who turns 65 today could be expected to live thirty years or more in retirement. These dimensions create a number of new issues that should be addressed when planning for retirement, but you don’t have to worry – we’re here to make those considerations for you.

Contrary to what many assume, planning for retirement is a multifaceted process with a lot of moving parts. At Houghton Financial, we consider every aspect of retirement planning, such as: